Sometimes I don’t understand Congress and the government. Ok, often I don’t understand them… Case in point: The flurry of activity in the hollowed halls of the U.S. Capitol building over the last couple of months to get the first-time homebuyer’s tax credit extended (and expanded beyond first-time buyers) was touted as necessary to help people buy homes and turn around the ailing real … [Read more...]
Credit Scores: What Are Damage Points?

More than any time that I can remember since I have been in the mortgage business, people are paying close attention to their credit scores. People ask me questions like "what happens to my credit score if I <fill in the blank>?" on a regular basis and because of the nature of how exactly credit scores are calculated (it is mostly a secret), I have usually just been able to give general … [Read more...]
Downtown Gilbert: The Heritage District in Photos
The Heritage District, aka Downtown Gilbert, Arizona. An eclectic mix of shops, restaurants and services. “Big Granite Ball” water feature at Gilbert’s Water Tower Plaza. It “floats” and can be turned by hand! Gilbert’s landmark structure – The Water Tower. Built in 1927. Interior of Gallery 225, the newest shop in downtown Gilbert. Enjoy all of the photos in this Flickr … [Read more...]


I'm Jay Thompson, and I have a little blogging problem... 