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	<title>Comments on: A Simple Rule of Thumb Could Save You Thousands On Your Mortgage</title>
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	<description>Phoenix Real Estate - Anything &#38; Everything About It. Plus Random Musings...</description>
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		<title>By: The First-Time Home Buyer Guide: 100 Must-Read Blog Posts &#124; Construction Management Degree</title>
		<link>http://www.phoenixrealestateguy.com/a-simple-rule-of-thumb-could-save-you-thousands-on-your-mortgage/#comment-77142</link>
		<dc:creator>The First-Time Home Buyer Guide: 100 Must-Read Blog Posts &#124; Construction Management Degree</dc:creator>
		<pubDate>Wed, 07 Apr 2010 05:15:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3643#comment-77142</guid>
		<description>[...] 2008 New York Times article regarding what housing mistakes the country cannot afford to suffer. 7. &#8220;A Simple Rule of Thumb could Save You Thousands On Your Mortgage&#8221; at The Phoenix Real E... : This quick resource from a mortgage broker can help first-time home buyers avoid shelling out [...]</description>
		<content:encoded><![CDATA[<p>[...] 2008 New York Times article regarding what housing mistakes the country cannot afford to suffer. 7. &ldquo;A Simple Rule of Thumb could Save You Thousands On Your Mortgage&rdquo; at The Phoenix Real E&#8230; : This quick resource from a mortgage broker can help first-time home buyers avoid shelling out [...]</p>
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		<title>By: Gainesville Real Est</title>
		<link>http://www.phoenixrealestateguy.com/a-simple-rule-of-thumb-could-save-you-thousands-on-your-mortgage/#comment-62727</link>
		<dc:creator>Gainesville Real Est</dc:creator>
		<pubDate>Fri, 01 Jan 2010 17:14:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3643#comment-62727</guid>
		<description>I find it very amusing how many people think their rate is the sole factor in making mortgage decisions. Proof we need more financial education in our country. 
 
-Mike </description>
		<content:encoded><![CDATA[<p>I find it very amusing how many people think their rate is the sole factor in making mortgage decisions. Proof we need more financial education in our country.</p>
<p>-Mike</p>
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		<title>By: Jeff Green</title>
		<link>http://www.phoenixrealestateguy.com/a-simple-rule-of-thumb-could-save-you-thousands-on-your-mortgage/#comment-62676</link>
		<dc:creator>Jeff Green</dc:creator>
		<pubDate>Thu, 31 Dec 2009 20:49:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3643#comment-62676</guid>
		<description>This article is a great resource. And thanks for the home buyer tax credit post. </description>
		<content:encoded><![CDATA[<p>This article is a great resource. And thanks for the home buyer tax credit post.</p>
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		<title>By: Justin McHood</title>
		<link>http://www.phoenixrealestateguy.com/a-simple-rule-of-thumb-could-save-you-thousands-on-your-mortgage/#comment-62550</link>
		<dc:creator>Justin McHood</dc:creator>
		<pubDate>Tue, 29 Dec 2009 22:28:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3643#comment-62550</guid>
		<description>@Kyle, 
 
Don&#039;t let all of our direct mail secrets out at once! 
 
Justin 
.-= Justin McHood&#180;s last blog ..&lt;a href=&quot;http://www.justinmchood.com/2009/12/29/personal-branding/&quot;&gt;Personal Branding&lt;/a&gt; =-. </description>
		<content:encoded><![CDATA[<p>@Kyle,</p>
<p>Don&#039;t let all of our direct mail secrets out at once!</p>
<p>Justin<br />
.-= Justin McHood&#180;s last blog ..<a href="http://www.justinmchood.com/2009/12/29/personal-branding/">Personal Branding</a> =-.</p>
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		<title>By: Kyle Pearson</title>
		<link>http://www.phoenixrealestateguy.com/a-simple-rule-of-thumb-could-save-you-thousands-on-your-mortgage/#comment-62549</link>
		<dc:creator>Kyle Pearson</dc:creator>
		<pubDate>Tue, 29 Dec 2009 22:25:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3643#comment-62549</guid>
		<description>But the flyer is so shiny with bright colors and the family on the front is laughing while holding hundred dollar bills and the originator is smiling and its in ALL CAPS and it screams that this could be ME!!! </description>
		<content:encoded><![CDATA[<p>But the flyer is so shiny with bright colors and the family on the front is laughing while holding hundred dollar bills and the originator is smiling and its in ALL CAPS and it screams that this could be ME!!!</p>
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		<title>By: Jeff Oleary</title>
		<link>http://www.phoenixrealestateguy.com/a-simple-rule-of-thumb-could-save-you-thousands-on-your-mortgage/#comment-62507</link>
		<dc:creator>Jeff Oleary</dc:creator>
		<pubDate>Tue, 29 Dec 2009 09:02:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3643#comment-62507</guid>
		<description>Great article. Consumers need to ask questions in order to determine what product is best for them. While many people are mislead by advertising, ultimately the consumer has to make an effort to get the facts for themselves and understand what they are signing. </description>
		<content:encoded><![CDATA[<p>Great article. Consumers need to ask questions in order to determine what product is best for them. While many people are mislead by advertising, ultimately the consumer has to make an effort to get the facts for themselves and understand what they are signing.</p>
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		<title>By: Justin McHood</title>
		<link>http://www.phoenixrealestateguy.com/a-simple-rule-of-thumb-could-save-you-thousands-on-your-mortgage/#comment-62478</link>
		<dc:creator>Justin McHood</dc:creator>
		<pubDate>Mon, 28 Dec 2009 19:02:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3643#comment-62478</guid>
		<description>@Tyler, 
 
I have some super funny (now) stories about people who went with &quot;their best friends brother&quot; the first time to save money... and then came back after &quot;bad stuff&quot; happened. 
 
Funny point. 
 
Thanks for stopping by! 
 
Justin 
.-= Justin McHood&#180;s last blog ..&lt;a href=&quot;http://www.justinmchood.com/2009/12/16/one-simple-question-can-separate-posers-from-closers/&quot;&gt;One Simple Question Can Separate Posers From Closers&lt;/a&gt; =-. </description>
		<content:encoded><![CDATA[<p>@Tyler,</p>
<p>I have some super funny (now) stories about people who went with &quot;their best friends brother&quot; the first time to save money&#8230; and then came back after &quot;bad stuff&quot; happened.</p>
<p>Funny point.</p>
<p>Thanks for stopping by!</p>
<p>Justin<br />
.-= Justin McHood&#180;s last blog ..<a href="http://www.justinmchood.com/2009/12/16/one-simple-question-can-separate-posers-from-closers/">One Simple Question Can Separate Posers From Closers</a> =-.</p>
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		<title>By: Justin McHood</title>
		<link>http://www.phoenixrealestateguy.com/a-simple-rule-of-thumb-could-save-you-thousands-on-your-mortgage/#comment-62477</link>
		<dc:creator>Justin McHood</dc:creator>
		<pubDate>Mon, 28 Dec 2009 19:01:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3643#comment-62477</guid>
		<description>@James, 
 
Agreed. Help wherever you can to spread the word! 
 
Justin 
.-= Justin McHood&#180;s last blog ..&lt;a href=&quot;http://www.justinmchood.com/2009/12/16/one-simple-question-can-separate-posers-from-closers/&quot;&gt;One Simple Question Can Separate Posers From Closers&lt;/a&gt; =-. </description>
		<content:encoded><![CDATA[<p>@James,</p>
<p>Agreed. Help wherever you can to spread the word!</p>
<p>Justin<br />
.-= Justin McHood&#180;s last blog ..<a href="http://www.justinmchood.com/2009/12/16/one-simple-question-can-separate-posers-from-closers/">One Simple Question Can Separate Posers From Closers</a> =-.</p>
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		<title>By: Justin McHood</title>
		<link>http://www.phoenixrealestateguy.com/a-simple-rule-of-thumb-could-save-you-thousands-on-your-mortgage/#comment-62476</link>
		<dc:creator>Justin McHood</dc:creator>
		<pubDate>Mon, 28 Dec 2009 19:00:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3643#comment-62476</guid>
		<description>@Nick, 
 
Thanks for stopping by - it is amazing at how many ways people find a loan officer to work with... and how many of them are &quot;bad&quot;. 
 
Keep spreading the &quot;good&quot; ways! 
 
Justin 
.-= Justin McHood&#180;s last blog ..&lt;a href=&quot;http://www.justinmchood.com/2009/12/16/one-simple-question-can-separate-posers-from-closers/&quot;&gt;One Simple Question Can Separate Posers From Closers&lt;/a&gt; =-. </description>
		<content:encoded><![CDATA[<p>@Nick,</p>
<p>Thanks for stopping by &#8211; it is amazing at how many ways people find a loan officer to work with&#8230; and how many of them are &quot;bad&quot;.</p>
<p>Keep spreading the &quot;good&quot; ways!</p>
<p>Justin<br />
.-= Justin McHood&#180;s last blog ..<a href="http://www.justinmchood.com/2009/12/16/one-simple-question-can-separate-posers-from-closers/">One Simple Question Can Separate Posers From Closers</a> =-.</p>
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		<title>By: Top 10 real estate posts of the day for 12/28/2009 : Tempe real estate and free home search</title>
		<link>http://www.phoenixrealestateguy.com/a-simple-rule-of-thumb-could-save-you-thousands-on-your-mortgage/#comment-62462</link>
		<dc:creator>Top 10 real estate posts of the day for 12/28/2009 : Tempe real estate and free home search</dc:creator>
		<pubDate>Mon, 28 Dec 2009 16:21:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3643#comment-62462</guid>
		<description>[...] A Simple Rule of Thumb Could Save You Thousands On Your Mortgage – When to [...]</description>
		<content:encoded><![CDATA[<p>[...] A Simple Rule of Thumb Could Save You Thousands On Your Mortgage – When to [...]</p>
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