The Perfect Game That Wasn’t And What It Taught Me

The Perfect Game That Wasn't and What it Taught Me If you are any kind of sports fan, you've heard about and probably seen the replay of the blown call by Major League umpire Jim Joyce. It wasn't simply a blown call, because it occurred with two outs in the ninth inning, and Detroit Tigers pitcher Armando Galarraga was one out away from perfection. It would have been the 3rd perfect game of … [Read more...]

So, When Do We Get The Keys?

It's the most asked question after the buyers sign their loan package. So, when do we get the keys? They may be buying their retirement home or it could be a first time home buyer. It doesn't matter. They all want to know the answer to that question. The official answer is "In Arizona, the property transfers or conveys upon recordation of the deed with the County Recorder." This … [Read more...]

Maybe You Shouldn’t Attend Your Client’s Signings…

What better place to get something off my chest than Jay's site. Jay's been known a time or three to rant a bit here, (my personal favorite is still the Tempe towing scam) so I figure he'll understand. Before I begin, I've struggled as to whether I should even be writing on this topic. As a branch manager for a title company, my bread is buttered by agents and lenders referring their clients to … [Read more...]

Fighting Fraud Is Part Of The Job – From the Title guy

Fighting fraud has become a big part of the job for escrow and title professionals. We are not only protecting our company, but we are protecting lenders, buyers and sellers as well. The bad guys are very creative, as detailed in the following story An order was opened with a title company and the person purporting to be the mortgage broker asked about the possibility of closing the loan herself … [Read more...]

The Loan Package Dissected

So you get the call from your agent that the title company has received the loan documents and needs to set up an appointment. Lucky you!  If you are a first time home buyer, everyone tells you to "get ready to sign your life away" or "man is your wrist going to tired from all that signing" or "be prepared for a hour of misery" and so on and so on.  My goal … [Read more...]