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	<title>Comments on: Credit Scores: What Are Damage Points?</title>
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		<link>http://www.phoenixrealestateguy.com/credit-scores-what-are-damage-points/#comment-65149</link>
		<dc:creator>Buy super cheap phentermine and tramadol.</dc:creator>
		<pubDate>Sat, 06 Feb 2010 10:11:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3466#comment-65149</guid>
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		<title>By: Real Estate</title>
		<link>http://www.phoenixrealestateguy.com/credit-scores-what-are-damage-points/#comment-63626</link>
		<dc:creator>Real Estate</dc:creator>
		<pubDate>Tue, 19 Jan 2010 17:25:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3466#comment-63626</guid>
		<description>I was curious  how negative things would have affect on me for credit scores,thanks a lot. </description>
		<content:encoded><![CDATA[<p>I was curious  how negative things would have affect on me for credit scores,thanks a lot.</p>
]]></content:encoded>
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	<item>
		<title>By: Managing Your Credit Score-Green Bay Real Estate Alert &#124; Green Bay Real Estate Voice</title>
		<link>http://www.phoenixrealestateguy.com/credit-scores-what-are-damage-points/#comment-62730</link>
		<dc:creator>Managing Your Credit Score-Green Bay Real Estate Alert &#124; Green Bay Real Estate Voice</dc:creator>
		<pubDate>Sat, 02 Jan 2010 02:27:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3466#comment-62730</guid>
		<description>[...] Credit Scores: What Are Damage Points? — The Phoenix Real Estate Guy More than any time that I can remember since I have been in the mortgage business, people are paying close attention to their credit scores. [...]</description>
		<content:encoded><![CDATA[<p>[...] Credit Scores: What Are Damage Points? — The Phoenix Real Estate Guy More than any time that I can remember since I have been in the mortgage business, people are paying close attention to their credit scores. [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Real Scottsdale Real</title>
		<link>http://www.phoenixrealestateguy.com/credit-scores-what-are-damage-points/#comment-61483</link>
		<dc:creator>Real Scottsdale Real</dc:creator>
		<pubDate>Thu, 10 Dec 2009 13:55:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3466#comment-61483</guid>
		<description>This is very interesting. 
 
I too normally have to give ranges when it comes to talking about short sales. </description>
		<content:encoded><![CDATA[<p>This is very interesting.</p>
<p>I too normally have to give ranges when it comes to talking about short sales.</p>
]]></content:encoded>
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	<item>
		<title>By: Your FICO Score will take a hit from Damage Points &#124; Doug Francis &#124; Real Estate and Homes for sale in Vienna, McLean and Oakton, Virginia &#124; Living in Fairfax and Arlington County &#124; Northern Virginia Blog, MLS listings search</title>
		<link>http://www.phoenixrealestateguy.com/credit-scores-what-are-damage-points/#comment-61447</link>
		<dc:creator>Your FICO Score will take a hit from Damage Points &#124; Doug Francis &#124; Real Estate and Homes for sale in Vienna, McLean and Oakton, Virginia &#124; Living in Fairfax and Arlington County &#124; Northern Virginia Blog, MLS listings search</dc:creator>
		<pubDate>Wed, 09 Dec 2009 19:26:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3466#comment-61447</guid>
		<description>[...] great chart came to my attention from a post Justin McHood wrote at &#8220;The Phoenix Real Estate Guy.com&#8221; and I felt it was important to share. Consumers have a resposibility to manage their credit [...]</description>
		<content:encoded><![CDATA[<p>[...] great chart came to my attention from a post Justin McHood wrote at &#8220;The Phoenix Real Estate Guy.com&#8221; and I felt it was important to share. Consumers have a resposibility to manage their credit [...]</p>
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	<item>
		<title>By: newhomelistings</title>
		<link>http://www.phoenixrealestateguy.com/credit-scores-what-are-damage-points/#comment-61457</link>
		<dc:creator>newhomelistings</dc:creator>
		<pubDate>Wed, 09 Dec 2009 18:23:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3466#comment-61457</guid>
		<description>Thanks for the information. I was curious as to how negative things would have an affect on my credit score. Gives a bit more clarity for how they calculate all that information. But, it seems they still keep a lot of the information behind the curtain. </description>
		<content:encoded><![CDATA[<p>Thanks for the information. I was curious as to how negative things would have an affect on my credit score. Gives a bit more clarity for how they calculate all that information. But, it seems they still keep a lot of the information behind the curtain.</p>
]]></content:encoded>
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	<item>
		<title>By: Doug Francis</title>
		<link>http://www.phoenixrealestateguy.com/credit-scores-what-are-damage-points/#comment-61443</link>
		<dc:creator>Doug Francis</dc:creator>
		<pubDate>Wed, 09 Dec 2009 09:32:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3466#comment-61443</guid>
		<description>Great information from behind the curtain. Everyone seems scared to request a credit report because they mistakenly believe that a request will penalize them. As you and I know, that isn&#039;t the case and consumers have a responsibility to make sure the data is correct. 
 
For example, one client was being dinged for one item (an error) repeated three times in the report, and when resoled his score went from 699 to 739. And for mortgages, 720 is a very important number. So remember, you need to stay on top of things! </description>
		<content:encoded><![CDATA[<p>Great information from behind the curtain. Everyone seems scared to request a credit report because they mistakenly believe that a request will penalize them. As you and I know, that isn&#039;t the case and consumers have a responsibility to make sure the data is correct.</p>
<p>For example, one client was being dinged for one item (an error) repeated three times in the report, and when resoled his score went from 699 to 739. And for mortgages, 720 is a very important number. So remember, you need to stay on top of things!</p>
]]></content:encoded>
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	<item>
		<title>By: Laura from viewonlin</title>
		<link>http://www.phoenixrealestateguy.com/credit-scores-what-are-damage-points/#comment-61433</link>
		<dc:creator>Laura from viewonlin</dc:creator>
		<pubDate>Wed, 09 Dec 2009 03:00:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3466#comment-61433</guid>
		<description>Great information, this definately will help alot people to understand and manage their credit scores </description>
		<content:encoded><![CDATA[<p>Great information, this definately will help alot people to understand and manage their credit scores</p>
]]></content:encoded>
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	<item>
		<title>By: How Mistakes Affect Your Credit Score : Loans</title>
		<link>http://www.phoenixrealestateguy.com/credit-scores-what-are-damage-points/#comment-61403</link>
		<dc:creator>How Mistakes Affect Your Credit Score : Loans</dc:creator>
		<pubDate>Tue, 08 Dec 2009 17:39:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3466#comment-61403</guid>
		<description>[...] Interesting article about credit scores from my lender friend Justin McHood in Phoenix.&#160; [...]</description>
		<content:encoded><![CDATA[<p>[...] Interesting article about credit scores from my lender friend Justin McHood in Phoenix.&#160; [...]</p>
]]></content:encoded>
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	<item>
		<title>By: How Mistakes Affect Your Credit Score &#124; Tucson Homes, Neighborhoods, and Real Estate from Housechick.com</title>
		<link>http://www.phoenixrealestateguy.com/credit-scores-what-are-damage-points/#comment-61401</link>
		<dc:creator>How Mistakes Affect Your Credit Score &#124; Tucson Homes, Neighborhoods, and Real Estate from Housechick.com</dc:creator>
		<pubDate>Tue, 08 Dec 2009 17:01:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3466#comment-61401</guid>
		<description>[...] Interesting article about credit scores from my lender friend Justin McHood in Phoenix.&#160; [...]</description>
		<content:encoded><![CDATA[<p>[...] Interesting article about credit scores from my lender friend Justin McHood in Phoenix.&#160; [...]</p>
]]></content:encoded>
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