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Historical Mortgage Rate Trend Charts

by Jay Thompson on January 18, 2008 · 22 comments

Update: Please see this post for updated charts (through August 2008).

The 30 year mortgage rate monthly trend chart and post that was made here in September of 2006 continues to be one of the most frequented posts on this blog.

I’ve updated the 30 year fixed mortgage rate trend chart so that it now shows mortgage interest rates from April 1971 through December 2007.

In addition,historical rate trend charts for 15 year fixed mortgages, and 1 and 5 year ARMs (Adjustable Rate Mortgage) have been added.

Each chart plots the average monthly mortgage rate for the designated time period.

Data was supplied by FreddieMac and is believed to be accurate, but not guaranteed (naturally).

You are welcome to link to these charts, down load, or distribute them as long as the attribution remains intact (click on each chart for a larger image). If there is another way you’d like to see these plotted, give me a shout!

Technorati Tags: mortgage rate charts, historical mortgage rate trend

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{ 9 trackbacks }

30 Year Mortgage Rate Trend & Rate Chasing | The Phoenix Real Estate Guy: January 18, 2008 at 12:27 pm
The Most Important Thing You Can Do To Get Ready For Buying Your Home In An Historic Las Vegas Neighborhood: January 18, 2008 at 5:43 pm
» Historical Mortgage Rate Trend Charts: January 19, 2008 at 2:00 pm
Mortgage Rates - Where Do We Stand?: January 20, 2008 at 6:43 am
Arizona Mortgage Guru » Does a Higher Down Payment Compensate For a Low Credit Score?: January 21, 2008 at 10:39 am
From the Inbox: Is Now a Good Time to Buy a Home In Phoenix? | The Phoenix Real Estate Guy: February 25, 2008 at 12:54 pm
The History of Interest Rates | AmyBSells Team - Cincinnati Real Estate Blog: October 1, 2008 at 8:28 am
Help for Homeowners: December 30, 2008 at 2:34 pm
Technical Related Notes » Blog Archive » links for 2008-02-09: January 11, 2009 at 5:58 pm

{ 13 comments }

1 Jayson January 18, 2008 at 2:24 pm Click to follow me on twitter: Jay,

Thanks for putting this together. It’s interesting to look at the trends over this length of time - we are clearly enjoying historically low interest rates.
2 Francy January 18, 2008 at 5:08 pm Click to follow me on twitter: I know our website visitors will be *very* happy for the updates!
3 Uncle Jack (Jack LeVine) January 18, 2008 at 5:47 pm: Fully Attributed! http://veryvintagevegas.com/20.....ghborhood/
4 Rod Rebello January 19, 2008 at 9:27 am: Good info Jay. Rates have recently dropped to their lowest point in 2 years after a spike up in December.
5 Chantal January 19, 2008 at 12:58 pm: Wow, this certainly makes me happy that I was only three years old in 1984 and didn’t have to pay those steep interest rates. I’m going to draw up a chart like this today for one of my clients that is beating his poor broker up over the interest rate he is offering him. Thanks for the great idea Jay.
6 Sallie January 20, 2008 at 4:42 pm: What a great visual. Thanks for putting these together.
7 VA loans February 25, 2008 at 8:46 am: Everybody is scared of the “impending doom” in the mortgage market but those trend lines are looking pretty good to me.
8 Greg Watson September 11, 2008 at 11:56 pm: Bravo. Good info. Thanks for sharing
9 Alex from Reo Companies September 15, 2008 at 12:08 pm: If if was this bad back in the day and we survived. We should come out okay in the long run.
10 Mortgage Advice September 19, 2008 at 1:51 am: thanks for the info…. very helpful. Relative to more than just the phoenix real estate market.
11 johnjoe December 10, 2008 at 5:13 am: thank you for an informative editorial
12 Jeff from Cincinnati Movers February 10, 2009 at 4:56 pm: Thanks for putting this together, this is great info! It is quite helpful, thanks again for sharing.
13 Kate from Buy to let mortgage April 19, 2009 at 4:33 pm: Wow. It seems we don’t have many reasons to complain about our mortgage rates. How did people manage mortgage payments back in 1980-1983? Of course property prices were considerably lower, but that was in line with salaries. I can’t even imagine consequences if our rates were anywhere in that region.