Historical Mortgage Rate Trend Charts

by Jay Thompson on January 18, 2008

UPDATED! Please go here for updated mortgage rate trend charts (updated through May 2011)

Update: Please see this post for updated charts (through August 2008).

The 30 year mortgage rate monthly trend chart and post that was made here in September of 2006 continues to be one of the most frequented posts on this blog.

I’ve updated the 30 year fixed mortgage rate trend chart so that it now shows mortgage interest rates from April 1971 through December 2007.

In addition,historical rate trend charts for 15 year fixed mortgages, and 1 and 5 year ARMs (Adjustable Rate Mortgage) have been added.

Each chart plots the average monthly mortgage rate for the designated time period.

Data was supplied by FreddieMac and is believed to be accurate, but not guaranteed (naturally).

You are welcome to link to these charts, down load, or distribute them as long as the attribution remains intact (click on each chart for a larger image). If there is another way you’d like to see these plotted, give me a shout!

[tags]mortgage rate charts, historical mortgage rate trend[/tags]

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Kate@Buy to let mort

Wow. It seems we don’t have many reasons to complain about our mortgage rates. How did people manage mortgage payments back in 1980-1983? Of course property prices were considerably lower, but that was in line with salaries. I can’t even imagine consequences if our rates were anywhere in that region.

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Greg Watson

Bravo. Good info. Thanks for sharing

VA loans

Everybody is scared of the "impending doom" in the mortgage market but those trend lines are looking pretty good to me.

Sallie

What a great visual. Thanks for putting these together.

Chantal

Wow, this certainly makes me happy that I was only three years old in 1984 and didn't have to pay those steep interest rates. I'm going to draw up a chart like this today for one of my clients that is beating his poor broker up over the interest rate he is offering him. Thanks for the great idea Jay.

Rod Rebello

Good info Jay. Rates have recently dropped to their lowest point in 2 years after a spike up in December.

Jayson

Jay,

Thanks for putting this together. It's interesting to look at the trends over this length of time - we are clearly enjoying historically low interest rates.

Wow. It seems we donu00e2u0080u0099t have many reasons to complain about our mortgage rates. How did people manage mortgage payments back in 1980-1983? Of course property prices were considerably lower, but that was in line with salaries. I canu00e2u0080u0099t even imagine consequences if our rates were anywhere in that region.