Historical Mortgage Rate Trend Charts

by Jay - The Phoenix Real Estate Guy on January 18, 2008

The 30 year mortgage rate monthly trend chart and post that was made here in September of 2006 continues to be one of the most frequented posts on this blog.

I’ve updated the 30 year fixed mortgage rate trend chart so that it now shows mortgage interest rates from April 1971 through December 2007.

In addition,historical rate trend charts for 15 year fixed mortgages, and 1 and 5 year ARMs (Adjustable Rate Mortgage) have been added.

Each chart plots the average monthly mortgage rate for the designated time period.

Data was supplied by FreddieMac and is believed to be accurate, but not guaranteed (naturally).

You are welcome to link to these charts, down load, or distribute them as long as the attribution remains intact (click on each chart for a larger image). If there is another way you’d like to see these plotted, give me a shout!

30 year mortgage rate historical chart

15 year mortgage historical rate chart

1 year ARM historical rate chart

5 year ARM historical rate chart

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{ 7 comments… read them below or add one }

1 Jayson 01.18.08 at 2:24 pm

Jay,

Thanks for putting this together. It’s interesting to look at the trends over this length of time - we are clearly enjoying historically low interest rates.

2 Francy 01.18.08 at 5:08 pm

I know our website visitors will be *very* happy for the updates!

3 Uncle Jack (Jack LeVine) 01.18.08 at 5:47 pm
4 Rod Rebello 01.19.08 at 9:27 am

Good info Jay. Rates have recently dropped to their lowest point in 2 years after a spike up in December.

5 Chantal 01.19.08 at 12:58 pm

Wow, this certainly makes me happy that I was only three years old in 1984 and didn’t have to pay those steep interest rates. I’m going to draw up a chart like this today for one of my clients that is beating his poor broker up over the interest rate he is offering him. Thanks for the great idea Jay.

6 Sallie 01.20.08 at 4:42 pm

What a great visual. Thanks for putting these together.

7 VA loans 02.25.08 at 8:46 am

Everybody is scared of the “impending doom” in the mortgage market but those trend lines are looking pretty good to me.

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