Do people really fall for this sort of stuff? I have to assume they do, or I wouldn't keep getting it.
From today's spam folder:
Your Credit does not matter to us!
If you have your own business and wish IMMEDIATE ready money to spend ANY way you like or need Extra money to give the business A boost or want A low interest loan – NO STRINGS ATTACHED, here is our deal we can offer you TONIGHT (hurry, this offer will expire NOW):
Hurry, when best deal is gone, it is gone. Simply Call Us…
Don't worry about Approval, your your Credit report will not disqualify You!
Call Us Free on 877-542-xxxx (Jay's note: I xxxx'ed out the number, in case someone stops reading here and picks up the phone…)
Here's your first clue this is stoopid…. never get a loan from someone whose email address ends in "rottentomatoes.com". Heck, that's more unprofessional than a @AOL.com address… (I suspect it doesn't even work, or was hijacked from the true address owner).
Second clue: It's a "reply" email. Of course I never contacted them, so why are they replying? Is this supposed to make me think, "Oh Happy Day! Rotten Tomatoes has finally gotten back to me on my loan request!! Look honey, we can go to Disneyland now!"
Third clue: "Your Credit does not matter to us!" Of course your credit matters. At least to a legit lender.
Fourth clue: "here is our deal we can offer you TONIGHT (hurry, this offer will expire NOW)". Um, if it's expired NOW, then isn't it…. well…. already expired?
Fifth clue: "your your Credit report will not disqualify You!" See clue #4. And never never do do business business with a "professional" that can't proofread an URGENT MESSAGE. (Ditto if they have a problem with how to capitalize words)
Seriously folks. Don't fall for this sort of crap. No legitimate lender will give you a "$41,000+" loan regardless of your credit, no strings attached on an offer that expires NOW. Remember, if it sounds too good to be true, it is.