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	<title>Comments on: We Suck Less?</title>
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	<link>http://www.phoenixrealestateguy.com/we-suck-less/</link>
	<description>Phoenix Real Estate - Anything &#38; Everything About It. Plus Random Musings...</description>
	<lastBuildDate>Fri, 10 Feb 2012 03:19:15 +0000</lastBuildDate>
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		<title>By: Ten Day Close: How The Magic Happens &#124; Mortgage Rates Canada</title>
		<link>http://www.phoenixrealestateguy.com/we-suck-less/#comment-76166</link>
		<dc:creator>Ten Day Close: How The Magic Happens &#124; Mortgage Rates Canada</dc:creator>
		<pubDate>Fri, 02 Apr 2010 10:54:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3062#comment-76166</guid>
		<description>[...] Not me. [...]</description>
		<content:encoded><![CDATA[<p>[...] Not me. [...]</p>
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		<title>By: Socializing With Mortgage Pro &#38; SEO Expert Justin McHood : Social Reflections</title>
		<link>http://www.phoenixrealestateguy.com/we-suck-less/#comment-64692</link>
		<dc:creator>Socializing With Mortgage Pro &#38; SEO Expert Justin McHood : Social Reflections</dc:creator>
		<pubDate>Tue, 02 Feb 2010 21:05:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3062#comment-64692</guid>
		<description>[...] officer wrote like that &#8211; or at least to my knowledge it was. My personal favorite was the &#8220;We Suck Less?&#8221; post on The Phoenix Real Estate Guy, it just really hit home for me. Sometimes you can&#8217;t make [...]</description>
		<content:encoded><![CDATA[<p>[...] officer wrote like that &#8211; or at least to my knowledge it was. My personal favorite was the &#8220;We Suck Less?&#8221; post on The Phoenix Real Estate Guy, it just really hit home for me. Sometimes you can&#8217;t make [...]</p>
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		<title>By: Geoff Zimpfer</title>
		<link>http://www.phoenixrealestateguy.com/we-suck-less/#comment-62229</link>
		<dc:creator>Geoff Zimpfer</dc:creator>
		<pubDate>Tue, 22 Dec 2009 23:13:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3062#comment-62229</guid>
		<description>Love it! I am going to try that out on some agents just to see their reaction. Something to be said for candid, real world truth. We should interview you for our Originator Hot Seat Webinar. 
 
Talk soon, 
 
Geoff </description>
		<content:encoded><![CDATA[<p>Love it! I am going to try that out on some agents just to see their reaction. Something to be said for candid, real world truth. We should interview you for our Originator Hot Seat Webinar.</p>
<p>Talk soon,</p>
<p>Geoff</p>
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	<item>
		<title>By: purvachourey</title>
		<link>http://www.phoenixrealestateguy.com/we-suck-less/#comment-60456</link>
		<dc:creator>purvachourey</dc:creator>
		<pubDate>Sat, 07 Nov 2009 01:33:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3062#comment-60456</guid>
		<description>that busyness policies to make ford with silly peoples . </description>
		<content:encoded><![CDATA[<p>that busyness policies to make ford with silly peoples .</p>
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		<title>By: JoeLoomer</title>
		<link>http://www.phoenixrealestateguy.com/we-suck-less/#comment-59980</link>
		<dc:creator>JoeLoomer</dc:creator>
		<pubDate>Mon, 12 Oct 2009 08:24:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3062#comment-59980</guid>
		<description>Funny, Justin.  I&#039;ve been using the &quot;sucks less&quot; analogy in my market reports here in Augusta - nice to know I&#039;m not the only one out there who uses the analogy.  I&#039;ve whittled it down to two local lenders I refer almost exclusively.  Mainly for the simple reasons - in-house underwriting, liberal interpretations of policies and procedures (if you can interpret it two ways, they interpret it the way that&#039;s shortest/easiest).   It&#039;s also much easier to begin disclosure time restraints if the buyer and lender are physically at the same location.  It (sorry for this) sucks less.... </description>
		<content:encoded><![CDATA[<p>Funny, Justin.  I&#039;ve been using the &quot;sucks less&quot; analogy in my market reports here in Augusta &#8211; nice to know I&#039;m not the only one out there who uses the analogy.  I&#039;ve whittled it down to two local lenders I refer almost exclusively.  Mainly for the simple reasons &#8211; in-house underwriting, liberal interpretations of policies and procedures (if you can interpret it two ways, they interpret it the way that&#039;s shortest/easiest).   It&#039;s also much easier to begin disclosure time restraints if the buyer and lender are physically at the same location.  It (sorry for this) sucks less&#8230;.</p>
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		<title>By: Ask the Kansas City</title>
		<link>http://www.phoenixrealestateguy.com/we-suck-less/#comment-59979</link>
		<dc:creator>Ask the Kansas City</dc:creator>
		<pubDate>Mon, 12 Oct 2009 07:11:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3062#comment-59979</guid>
		<description>The mortgage business has the same problem the real estate business has, it is way too easy it get in.  If we had better training in either industry, we all would be better off today. </description>
		<content:encoded><![CDATA[<p>The mortgage business has the same problem the real estate business has, it is way too easy it get in.  If we had better training in either industry, we all would be better off today.</p>
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		<title>By: We Suck Less? What Your Loan Officer Should Be Telling You — The &#8230; &#124; Newegg.com Sucks</title>
		<link>http://www.phoenixrealestateguy.com/we-suck-less/#comment-59971</link>
		<dc:creator>We Suck Less? What Your Loan Officer Should Be Telling You — The &#8230; &#124; Newegg.com Sucks</dc:creator>
		<pubDate>Sun, 11 Oct 2009 16:11:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3062#comment-59971</guid>
		<description>[...] the original: We Suck Less? What Your Loan Officer Should Be Telling You — The &#8230;  October 8th, 2009 &#124; Tags: being-honest, home-flippers, kind, loan, loan-closed, loan-officer, [...]</description>
		<content:encoded><![CDATA[<p>[...] the original: We Suck Less? What Your Loan Officer Should Be Telling You — The &#8230;  October 8th, 2009 | Tags: being-honest, home-flippers, kind, loan, loan-closed, loan-officer, [...]</p>
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		<title>By: Homes in Baltimore</title>
		<link>http://www.phoenixrealestateguy.com/we-suck-less/#comment-59963</link>
		<dc:creator>Homes in Baltimore</dc:creator>
		<pubDate>Sat, 10 Oct 2009 09:50:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3062#comment-59963</guid>
		<description>While reading your post I was thinking of all the issues we have had with loans over the past 12 months in the Baltimore Metro area. From crazy stipulations after a 3 week underwriting wait, where the AE insisted that their review process was the &#8220;fastest in the industry&#8221;. To the subcontracted out of state appraiser who calls me and says &#8220;I really do not know where this property is, since I have never been to Baltimore City&#8221;. Then finally, the Johns Hopkins Physicist who made over 250k per year with a 700 credit score that could not buy 300k condo with 30% down in Baltimore Cities Harbor East because the &#8220;new construction complex was not over 40% owner occupied. Try telling the underwriter that it is new construction and only 30% of the units are sold. </description>
		<content:encoded><![CDATA[<p>While reading your post I was thinking of all the issues we have had with loans over the past 12 months in the Baltimore Metro area. From crazy stipulations after a 3 week underwriting wait, where the AE insisted that their review process was the &ldquo;fastest in the industry&rdquo;. To the subcontracted out of state appraiser who calls me and says &ldquo;I really do not know where this property is, since I have never been to Baltimore City&rdquo;. Then finally, the Johns Hopkins Physicist who made over 250k per year with a 700 credit score that could not buy 300k condo with 30% down in Baltimore Cities Harbor East because the &ldquo;new construction complex was not over 40% owner occupied. Try telling the underwriter that it is new construction and only 30% of the units are sold.</p>
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	<item>
		<title>By: Loans Are Hard</title>
		<link>http://www.phoenixrealestateguy.com/we-suck-less/#comment-59955</link>
		<dc:creator>Loans Are Hard</dc:creator>
		<pubDate>Fri, 09 Oct 2009 16:23:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3062#comment-59955</guid>
		<description>[...] See loan officer&#8217;s Justin McHood&#8217;s blog post on our broker&#8217;s blog about how hard it is to get a loan approved and funded lately. Excerpt: “There’s a ton of stupid walking around &lt;insert company name&gt;… But I’m not sure if it’s different anywhere else.” [...]</description>
		<content:encoded><![CDATA[<p>[...] See loan officer&#8217;s Justin McHood&#8217;s blog post on our broker&#8217;s blog about how hard it is to get a loan approved and funded lately. Excerpt: “There’s a ton of stupid walking around &lt;insert company name&gt;… But I’m not sure if it’s different anywhere else.” [...]</p>
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	<item>
		<title>By: caroline11</title>
		<link>http://www.phoenixrealestateguy.com/we-suck-less/#comment-59957</link>
		<dc:creator>caroline11</dc:creator>
		<pubDate>Fri, 09 Oct 2009 15:28:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.phoenixrealestateguy.com/?p=3062#comment-59957</guid>
		<description>Thing seems to be improving here (Denmark), but still very many people are still very uneasy. </description>
		<content:encoded><![CDATA[<p>Thing seems to be improving here (Denmark), but still very many people are still very uneasy.</p>
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